Newsroom

Accumin Condition Survey: Buy with criteria

The IESE Real Estate Industry Meeting highlights RE market's diversification

Zero Consulting by Accumin gets BREEAM certification

Inisghts & Publications

An overview of mortgage lending in 2024 in México

According to the analysis "Real Estate Market Outlook 2025" prepared by Tinsa Mexico by Accumin, Nuevo León led the country in mortgage loan issuance in 2024 with 13.1% of the total, followed by Jalisco (9.3%) and the State of Mexico (6.9%). The share of these three states in loan issuance was very similar to that of 2023.

The states of Quintana Roo, Guanajuato, Baja California, and Querétaro are in the following positions, leaving Mexico City in eighth place.


By type of housing, used homes have gained ground in states such as Mexico City, the State of Mexico, and Baja California Sur, where they represent more than 55% of the number of loans issued. 

By segment, the largest percentage of mortgage loans are for traditional and mid-range housing. Second-hand property is particularly prevalent in the traditional segment, while new homes are particularly prevalent in the mid-range segment. 


By age group, 42% of those who took out a loan were between 25 and 34 years old, followed by those between 35 and 44 years old at 31.1%, and those between 45 and 54 years old at 16.1%. In 2023, a similar share will be among those between 24 and 34 years old, with the participation of young people becoming a trend that stimulates demand and the type of real estate offering.

According to economic analysts, the GDP outlook for 2025 will be conservative, with a 1.0% to 1.2% growth rate, as is traditional at the start of a new six-year term, coupled with external economic and political conditions that could influence the Mexican economy.


Mortgage lending is also expected to grow conservatively with stable interest rates.

At Tinsa by Accumin, our purpose is to empower people and companies to grow by making the best decisions in a constantly evolving market. Our goal is to provide precision, clarity, innovation, and build trust with our clients, identifying opportunities and risks that might otherwise go unnoticed.

- **[Original news link](https://www.tinsamexico.mx/radiografia-de-la-colocacion-de-creditos-hipotecarios-en-2024/)** 
- **[Radiografía 2024 (Spanish only)](https://www.tinsamexico.mx/#flipbook-df_42618/1/)** 

Real Estate market trends for 2025: Tinsa Mexico by Accumin

Accumin sponsors NPL Europe in London

Foto 9.jpg

An overview of mortgage lending in 2024 in Mexico

2025 will be a stable year, although with challenges. At Tinsa México by Accumin, we expect sales growth in the housing market of 2.5% to 3%, driven by the following trends:

- Sales growth in the housing market is expected to be 2.5%.
- Institutional income is positioned as an organized alternative to the traditional income market.
- The retail market is starting to get busier.
- **Changes in the composition of the housing segment** - Currently, new housing development is concentrated in residential segments, although there is unmet demand in social sectors, creating an area of opportunity.
- **The sustainability theme is gaining momentum** - Green mortgages and their preferential rates will be an area of opportunity for both bridge loans and mortgages, so emphasis will be placed on seeking LED certifications and other sustainability issues. By the end of 2024, projects with a sustainability certification such as EDGE or LEED will represent less than 5% of active projects, clearly representing an area of opportunity.
- **Institutional rental market boom** - Also known as "multifamily," institutional rentals are positioning themselves as an organized alternative to the traditional rental market, known as the "shadow market," in areas with high capital gains, generating good investment opportunities.
- **Ticket Price above the value per square meter** - The value per square meter is still relevant. However, the Ticket Price has become a crucial factor for developers to stay in the market. In many cases, the size of the home is reduced to maintain a competitive Ticket Price.
- **Downsizing** - Over the last decade, the average home size has shrunk by more than 20m², due to economic and market factors. We've moved from ideal properties of between 90 and 110m² to more compact units, especially in central areas of large cities, in line with current ticket prices.
- **Young people's share of demand** - The increase in demand from young families is changing the type of property. This group is seeking well-located properties, both for rent and for sale, close to parks, gyms, shopping centers, and restaurants, sacrificing size.
- **Efficient amenities** - Efficient amenities that don't generate high maintenance costs are currently in demand. Amenities that create community and compensate for the small size of properties are favored. Walking distance will be a key factor in development.

##### Expansion of the retail market

After difficult years as a result of the pandemic, the retail sector is beginning to see more activity. We're seeing shopping centers with more occupied stores, lines of people shopping, and new brands are arriving in Mexico. The balance between online and physical commerce has been consolidated.

Accumin and IESE prove the link between energy efficiency and home value in Spain

30_newsroom.jpg

News & Events

Spain's largest property valuation company, Tinsa by Accumin, the data and market analytics platform Accumin Intelligence, and IESE Business School have published the first report to statistically demonstrate the impact of energy efficiency on house prices in Spain, isolating the influence of other correlated variables.

The study, 'Energy Performance and Residential Property Value in Spain', is based on a representative sample of 243,414 properties collected between 2012 and 2024. It shows that energy efficiency has a significant and positive impact on the value of homes, consistently across different regions, property types, price ranges and ages.

For each of the dwellings, the variables of energy performance certificate, surface area, age, location, construction characteristics and valuation were analysed. Using discontinuity regression design, the authors were able to isolate the specific impact of energy efficiency on house value from other correlated factors.

More efficient homes also tend to be more modern, with better construction quality and higher prices,' explains Cristina Arias, Director of the Tinsa by Accumin Research Department and one of the authors of the report. At first glance, it is difficult to distinguish whether the market places a higher value on energy-efficient properties because of their energy-efficiency characteristics, thus incorporating the value of the energy savings that the property will provide in the future, or whether, on the other hand, the higher value is due to other factors related to construction quality, which are paid for during construction or renovation and are more tangible at the time of purchase. When analysing energy efficiency, it is common to ignore these correlations, leading to misleading results.

Arias emphasises that the model captures how houses that are structurally the same, differing only in the letter of their energy certificate, have different values. The impact is therefore exclusively due to the improvement in the energy rating, isolated from the influence of other variables," he explains.

The results of this study, which includes a complete analysis of the efficiency of the Spanish housing stock by age, type or climate zone, show the existence of a 'green premium' in the Spanish housing market, where better CO₂ emission ratings translate into higher property values.

Here, the 'green premium' is defined as the percentage increase in the price of housing associated with an improvement in the energy rating of the property. This concept reflects how the market positively values properties with higher levels of energy efficiency, as they incorporate both future savings in energy costs and a contribution to environmental sustainability," says Arias.


Looking at the whole sample and averaging across all letter transitions, it is estimated that a one-letter improvement in energy efficiency increases the price of a home by an average of 1.3%.

A larger impact is observed for the transitions of properties belonging to efficient categories (C-A) compared to transitions between inefficient categories (G-D). For example, there is an increase of 1.2% when moving from E to D, 2.1% when moving from B to A and up to 3.3% when moving from C to B.

'The study shows that the increase in value associated with greater energy efficiency is not limited to the higher-priced properties in the premium or luxury segment, nor to detached houses as opposed to apartment blocks, nor to specific locations, but is an attribute that is valued in all market categories,' says Arias.

##### Growing trend

The study concludes that energy efficiency contributes to property revaluation. Although it currently has a moderate direct impact on the value of housing, its importance is consistent across all segments, and it is positioned as a key factor in determining market prices.

Historical analysis shows a growing trend in ‘green premium', which corresponds to a higher valuation of sustainability, due to both the environmental awareness of housing demand and the application of stricter regulations on energy efficiency.


The results suggest that we are at the beginning of an upward trend in the valuation of efficient properties and a relative devaluation of inefficient ones.

It is reasonable to expect that the importance of energy efficiency will gradually increase as stricter regulatory policies on CO₂ emissions and energy consumption are applied. For example, the introduction of more demanding European and national regulations, such as the recent EU Energy Efficiency Directive and its transposition into Spanish legislation, will force owners to invest in improving the energy performance of their properties,' says Cristina Arias.

Access the full report

The interaction between the operational savings generated by improvements in energy efficiency, regulatory standards and greater environmental awareness among consumers will contribute to increasing the 'green premium' in the coming years, positioning energy efficiency as a strategic factor for the future of the real estate sector, concludes the study.

##### About Tinsa by Accumin and Accumin Intelligence

Tinsa by Accumin is the largest company specialised in the valuation of real estate and personal assets in Spain. The company, which has the largest database of real estate assets in the country and the most extensive network of valuers, also offers real estate consultancy services in urban planning, sustainability, market analysis and feasibility studies for investment projects.

Accumin Intelligence provides insights and recommendations for the property market and other industries, based on the most extensive and carefully selected data collection, designed to facilitate and optimise decision-making. In the energy sector, Accumin Intelligence has been chosen by the Ministry for Ecological Transition and the Demographic Challenge (MITERD) to design, build and validate a unified database of energy certificates at national level.


The housing energy rating (CEV) will be a requirement for new homes in Chile

Leave us your details to access the full report.

Download the Full Report

News 29.jpg

Starting October 5, 2025, the Housing Energy Rating (CEV) will be mandatory for new construction, as decreed by the Ministry of Housing and Urban Development (MINVU). Applications for building permits or preliminary projects must include this certification for approval.

According to Felipe García, director of Tinsa by Accumin South Latam, this is an opportunity for new homes to distinguish themselves as more attractive and sustainable alternatives. “In the short term, there may be necessary adjustments to construction processes, but in the long term, the CEV will strengthen the real estate market, especially benefiting young buyers interested in sustainability and energy savings,” he explained.

Experience in other countries, such as Spain, supports this initiative, as homes with better energy ratings have gained preference thanks to their lower long-term operating costs.
However, it is not without challenges. Construction costs may initially increase, particularly in the affordable housing segment. “This could be reflected in an increase in the final price, although it represents an investment toward a more competitive and sustainable market,” García said


Troostwijk Index 2025 (NL)

News 28.jpg

At Troostwijk, our annual index figures provide a forecast of expected cost increases for the coming year. These figures are based on anticipated changes in wage costs and the price trends of raw materials and goods. Once released, these predictions are fixed and will not change. However, if the actual price developments differ from our forecast, we will make automatic adjustments in the following year to balance any discrepancies.

The Troostwijk indexes reflect the long-term structural development of costs, filtering out cyclical fluctuations and the price spikes or drops influenced by geopolitical events as much as possible.


| **Annual predictions for 2024-2025** | **2024** | **2024** | **%** |
| --- | --- | --- | --- |
| Commercial and office buildings | 130.0 | 138.2 | +6.3% |
| Homes | 128.7 | 135.1 | +5.0% |
| Company inventory | 126.8 | 131.5 | +3.7% |

_2019 = 100_

###### **General Developments**

While 2024 was less turbulent than the previous two years, we still saw fluctuations in raw material markets. Prices surged in the first half of the year, only to decrease in the second half. Disappointing economic news from major global economies such as China and Europe added pressure on prices. In the Netherlands, a moderately performing economy and high interest rates contributed to a decline in construction and industrial production, particularly in the first half of 2024. This decline puts additional strain on prices for locally produced materials and goods.

Industrial production in the Netherlands has been under pressure since mid-2022, partly due to a slowdown in the German economy, one of the country’s key markets.

###### Wages and Cost increase

In 2024, higher wages played a significant role in the increase in construction costs and the production costs of inventory. For example, the construction sector saw an additional 7% wage increase, along with a fixed bonus of €150 for all employees. A similar trend was observed in the metal sector, a key indicator for inventory.

The metal sector's labour agreements are longer-term, with wages set to increase gradually by 9% between June 1, 2024, and December 31, 2025. Similarly, the Metal and Technology sectors will see a 10% wage increase, alongside a fixed bonus of €100, from April 1, 2024, to February 1, 2026.

For 2025, we expect construction and production costs to rise once again, driven by increasing wages. However, the outlook for 2025 is more optimistic, with improved economic prospects (GDP growth of +1.5%) and falling interest rates, which are expected to stimulate investment in both construction and industrial production. Prices for materials and raw materials are expected to stabilise or increase, reflecting long-term trends.

###### Energy, raw materials and materials

Energy prices continued to decrease throughout 2024, although they remained significantly higher than the levels seen in 2021. For example, natural gas prices were still over 60% higher in 2024 compared to 2021, and electricity prices remained approximately 80% higher. However, slight upward pressure on energy prices returned in the second half of 2024. Looking ahead, we expect energy prices to remain structurally higher compared to 2021.

Crude steel prices have been under pressure for some time, falling by around 15% in 2024. The decrease in global demand, particularly in construction and parts of the industry, has contributed to this trend. The lowest steel prices in eight years were recorded by the end of 2024. However, metals like aluminium and copper saw price increases in 2024. We expect metal prices to stabilize in 2025, with potential slight increases if global economic growth surpasses expectations.

Oil prices peaked above $90 in the first half of 2024 before dropping back to $75, largely due to decreased demand and the absence of production restrictions from oil-producing countries. The current geopolitical situation in the Middle East (e.g., the Israel-Gaza-Lebanon-Iran conflict) introduces significant uncertainty in oil price predictions, with the potential for volatility.

In terms of building materials, 2024 saw a mixed picture. Materials like wood, where international competition plays a significant role, continued to see price declines that began in late 2023. On the other hand, materials produced primarily in the Netherlands, such as concrete and cement, stabilized in 2024 after sharp increases in 2023.

Finished and semi-finished steel products showed a downward trend in 2024, and this was also the case for concrete and cement. The fall in energy prices helped reduce costs for these products. As energy prices stabilise and labour costs continue to rise, we expect a stable to slightly higher pricing trend for 2025. The demand for building materials may increase slightly as construction activity picks up, leading to a moderate rise in material prices.

###### Wage costs

In 2025, wage growth will continue to outpace inflation. The construction and infrastructure sector has requested a 7% wage increase, and this will likely apply across other sectors as well. The wage agreements for Metalektro and Metal & Technology will remain in effect for 2025, with significant increases still expected. However, the pace of wage growth is expected to moderate in 2025, with an average wage increase of around 4% across the Netherlands.

For our index calculations, we have assumed a 7% wage increase in the construction sector and a 5% wage increase for other industries. As new wage agreements are confirmed, we will update our quarterly index figures.

###### Uncertainty

Geopolitical developments, government policies, and climate change continue to introduce uncertainty in 2025. The outcome of the U.S. presidential election is one key factor to watch. With the possibility of a second term for President Trump, concerns in Europe about his protectionist policies and the risk of new tariffs could influence prices, potentially creating additional cost pressures.

Trade conflicts, particularly between China and the West, continue to affect specific raw material markets. Additionally, the ongoing conflict between Russia and Ukraine remains a factor in energy pricing, especially regarding gas. Tensions in the Middle East could also lead to significant fluctuations in oil prices.

The Dutch government’s housing policies, aimed at stimulating construction, could increase the demand for building materials and labour, potentially driving up costs. Meanwhile, efforts to limit CO2 emissions may lead to higher production costs for the industry. On the positive side, investments in sustainable infrastructure could help lower costs over the long term.
Lastly, extreme weather events linked to climate change, such as floods, droughts, and hurricanes, could disrupt raw material production and supply chains, creating short-term price volatility.

###### Troostwijk quarterly index figures – Forecast 2025

To get a better picture of the actual price development, we advise you to follow our quarterly figures. We also point out that the index figures are general indexes and not specifically aimed at one type of real estate or sector. It is therefore wise to continue to follow price developments in (specific) submarkets. If you have any doubts about the value development, you can of course always contact Troostwijk Taxaties.

**Forecast quarterly index figures 2025**


| | **2024 – IV*** | **2025 – I** | **2025 – II** | **2025 – III** | **2025 – IV** |
| --- | --- | --- | --- | --- | --- |
| Commercial and office buildings | 131.8 | 133.7 | 135.0 | 137.0 | 138.2 |
| Homes | 128.9 | 131.3 | 132.1 | 134.3 | 135.1 |
| Company inventory | 128.3 | 129.6 | 130.5 | 130.9 | 131.5 |

'* final
Quarter IV 2019 = 100

_The Troostwijk quarterly index figures appear every quarter in the month preceding the new quarter for subscribers to the Index newsletter. And are placed online on the first working day of each quarter._

[Link to the original article in Dutch](https://www.troostwijk.nl/nieuws/troostwijk-index-2025/) 




New General Managers of Tinsa by Accumin in Costa Rica and Peru

Foto 8.jpg

Corporate Updates

##### Accumin announces the appointment of two new General Managers for its Tinsa by Accumin property valuation companies in Costa Rica and Peru.

**Graciela Jara** the new general manager of Tinsa by Accumin in Costa Rica, has more than 21 years' experience in banking and the commercial management of financial services and products. With a degree in Business Administration, specializing in Finance, and Technical in Project Management, she has an MBA specialized in Marketing.

Before joining Tinsa by Accumin, Graciela worked as Head of Business at BCR SAFI, in San José, assuming the responsibilities of developing business strategies, managing all project personnel and providing advice and service to customers and commercial entities. Previously, she played the role of Commercial Supervisor in the same company.

Graciela is a certified **Relational Ontological Coach** and is a person who is passionate about customer experience.


**Sanyiro Yshikawa**, for his part, assumes the role of General Manager of Tinsa by Accumin in Peru, the company he joined almost 9 years ago. An architect by profession, with an MBA in Management and with specialties in Project Management and Leadership, Sanyiro Yshikawa has more than 15 years of experience in the corporate world.

**He joined the Tinsa by Acccumin in Peru team in 2016 as Head of Real Estate Project Valuation**, to lead a small team that offered financial supervision services for construction. A year later, he went on to hold the position of Consulting Manager and already, in 2018, he became Manager of the Operations department.

Sanyiro is also a writer. He published a book a few years ago and is passionate about martial arts and leadership


Tinsa IMIE Spain local markets Q4 2024 

News 27_2_Sanyiro.jpg

The IMIE Local Markets statistics show the evolution of the unit market value of housing in each of the Autonomous Communities, provinces and capitals of Spain, based on the appraisals of finished free market housing carried out by the company in the period analyzed.

The appraisals of new and used housing carried out by Tinsa by Accumin reflect an acceleration in the increase of prices in the last quarter of the year. According to the IMIE Local Markets 4Q 2024 statistics, published today, the average value of housing increased by 2.2% quarter-on-quarter and 4.4% year-on-year.


Tinsa IMIE Spain local markets Q3 2024 

Foto 4.jpg

The Tinsa IMIE Local Markets statistics for the third quarter of the year reveal a scenario of certain dynamism in prices compared to the stabilization of previous quarters. The average price of new and used housing in Spain rose by 3.1% year-on-year, to 1,804 €/m2, and by 1.3% quarter-on-quarter, which maintains the momentum at levels close to the evolution of inflation.

Tinsa Mexico by Accumin launches a virtual IA assistant on its data platform 

Foto 5.jpg

Tinsa Mexico by Accumin lanza un asistente virtual con IA en su plataforma de datos

Tinsa Mexico by Accumin has launched a new artificial intelligence assistant, freely accessible and based on an advanced language model, which allows written interaction with the company's data platform to obtain information about the local property market in a more direct and simple way.

We are immersed in an environment where data is relevant for decision-making, but it is not only important to collect it, but it is also important to process it, generate it properly and deliver it through different tools. This is why our digital ecosystem is made up of tools that offer different levels of value," continues Orozco de la Fuente.

The AI assistant allows consumers, researchers, analysts and professionals in the real estate sector to have a written dialogue with the platform and directly consult data of interest to the real estate market, such as returns in certain areas of the country and historical trends, among others.

In the first phase, the AI assistant will provide information focused on new construction activity, compiled quarterly for the cities of Mexico City, Monterrey, Guadalajara, Querétaro, Cancun, Playa del Carmen and Tulum.



Deyde DataCentric obtains the most prestigious certification in data protection: ISO 27701

22_newsroom.jpg

Deyde DataCentric obtains the most prestigious certification in the field of data protection: ISO 27701 The certification body AENOR has awarded Deyde DataCentric by Accumin with the most prestigious international certification in the field of data protection: ISO 27701. This certification represents a significant milestone for the company, as it validates its continuous efforts to establish, implement and maintain a solid Information Privacy Management System (IPMS).

The certification provides added value in four areas:
- **Information Privacy Management:** It provides a robust framework for managing information privacy risks, enabling the company to effectively protect the data of its customers and other stakeholders.
- **Regulatory compliance:** The company is in a strong position to comply with information privacy regulations and laws, such as GDPR and other local and international regulations.
- **Improved customer trust:** This achievement demonstrates Deyde DataCentric by Accumin's commitment to protecting the privacy of our customers' data, which strengthens trust and credibility in the market.
- **Competitive advantage:** ISO 27701 certification makes a difference in a competitive market by demonstrating commitment to the highest standards of information privacy management, opening up new business opportunities and strengthening relationships with existing customers.


"This certification helps to guarantee compliance with a fundamental principle of the GDPR, the principle of proactive responsibility, which means that organisations adopt the appropriate technical and organisational measures not only to comply with the regulation, but also to demonstrate their compliance, and to commit to continuous improvement," says Ángeles Martínez, Head of Digital Business and Data Protection in Accumin's Legal Department.

This certification is in addition to those already obtained by the Group's companies in Spain, Portugal and Morocco: Tinsa Spain, Tinsa Digital, Balkide, PVW Tinsa Portugal and Tinsa Maroc.

##### Renewal of ISO 27001 and ISO 9001

Deyde Datacentric by Accumin has also updated its Information Security Management System certificate to ISO 27001:2022 and renewed its ISO 9001 certification for the next three years. ISO 9001 is the most widely used model in national and international customer/supplier relations.

Accumin acquires Spanish energy and sustainability consultancy firm Zero Consulting

Foto 7.jpg

Accumin adquiere la consultora energética y de sostenibilidad Zero Consulting

**Accumin** has acquired energy and sustainability consultancy **Zero Consulting**. With offices in Barcelona and Madrid, Zero Consulting specialises in advising on **sustainability in real estate development projects** (design, simulation and parameterisation in BIM technology, circularity and carbon footprint) and the management of sustainable buildings with low energy consumption, as well as consultancy for the certification of LEED, WELL, DGNB, BREEAM and VERDE projects (measurement and approval). 

Although it operates mainly in Spain, Zero Consulting has begun to internationalise its activities, with projects in Europe, Latin America and the Middle East. (More info at www.zeroconsulting.com).

Accumin thus expands the scope of its energy services in international sustainable certification, in the analysis of sustainability from the origin of new building projects and in the study and improvement of the energy performance of buildings and their life cycle. 

Sustainability is one of Accumin's strategic growth areas, an expertise presents in its three business verticals: Value & Advisory, Intelligence & Software and Risk Management. Accumin has positioned itself as one of the leading companies in this field, both in energy performance certification in Spain and Germany and in the analysis of energy efficiency data and natural and climate risks for many European financial institutions.


Chairman & Global Chief Executive Officer of Accumin

"We are delighted to add Zero Consulting's expertise to our family. With their help, we are adding new capabilities to offer 360º coverage in sustainability applied to real estate assets. The sum of knowledge and diverse perspectives under the global Accumin brand makes us the best partner to support citizens, companies, the financial sector and the public administration in the goal of promoting efficient and sustainable buildings and urban environments"

In Spain, Deyde DataCentric by Accumin (part of Accumin Intelligence) has been chosen by the Ministry for Ecological Transition and the Demographic Challenge (MITERD) to design, build and validate a unified database of energy certificates at national level. 

Accumin Intelligence’s technological capabilities are supported by the knowledge in energy consultancy and the housing market of Tinsa España by Accumin, the largest real estate valuation company in the country, which has carried out more than 110,000 energy performance certificates since they became compulsory in Spain to sell a home or rent a property. Tinsa España by Accumin has helped thousands of homes to benefit from Next Generation funds totalling €7.8 million for efficiency improvements that have reduced their cooling and heating demand by an average of 7%.

"We are delighted to add Zero Consulting's expertise to our family. With their help, we are adding new capabilities to offer 360º coverage in sustainability applied to real estate assets. The sum of knowledge and diverse perspectives under the global Accumin brand makes us the best partner to support citizens, companies, the financial sector and the public administration in the goal of promoting efficient and sustainable buildings and urban environments", says James Cornell, Chairman & Global Chief Executive Officer of Accumin.

Artur García, CEO of Zero Consulting, points out: "Joining forces with Accumin is a new challenge that will allow us to offer our sustainability consulting services to a wider portfolio of clients and in geographies where we are not yet present. It is a great opportunity for the whole Zero Consulting team to growth and consolidate, contributing our know-how in sustainability consulting and offering our own software tools developed for life cycle analysis and nZEB building design to a much larger number of clients".


Tinsa Mexico by Accumin obtains the ISO 27001 certification for information security 

News 21.jpg

**Tinsa Mexico by Accumin** is the first Accumin company in Latin America to obtain ISO 27001 certification, the most prestigious international standard for information security management.

This certification places Tinsa Mexico by Accumin in a differentiated position in the highly competitive Mexican market. ISO 27001 certification is much more than regulatory compliance. In a context where cybersecurity threats are increasingly common, a solid information security management system is essential to protect the confidential data of our customers, employees and partners,' says Jesús Orozco, General Manager of Tinsa Mexico by Accumin.

The ISO 27001 standard guarantees that the company complies with the highest international standards for managing and mitigating risks and ensuring the confidentiality, integrity and availability of information.

The certification is the result of an exhaustive process that took almost a year of continuous work, as ISO 27001 requires the implementation of strict security controls, internal and external audits and the coordination of local and global teams.

ISO 27001 certification involves not only technology, but also a comprehensive approach to organisational processes and security culture. 


Persch Consult by Accumin at Expo Real 2024

Foto 13.jpg

Persch Consult by Accumin at EXPO REAL 2024

**Persch Consult by Accumin** had a prominent presence at **Expo Real 2024**, the leading international real estate event. During the fair, the company not only engaged in numerous strategic discussions with industry professionals but also received the prestigious Approved by HypZert GmbH trophy. 

The Persch Consult by Accumin team was represented by key members including **Christian Schuhmann MRICS, Steffen Berger FRICS, Marios Antonios Batsilas FRICS, Marcus Steede, Daniel Risso**, and **Eileen Winterholt**, who played a vital role in building new partnerships and promoting the company’s services.

Expo Real is the most important trade fair for the real estate industry and therefore offers a fully comprehensive overview of developments, topics, innovations and solutions in the real estate industry. In this way, it provides the necessary orientation in a time of upheaval.


Acumin sponsors the RICS Built Environment European Summit 2024

News 19.jpg

Accumin participated as Silver Sponsor in the second edition of the RICS Built Environment European Summit, held on 14 and 15 October at the Azkuna Zentroa in Bilbao (Spain). The event, which brought together 300 professionals, explored how the property sector, and cities in particular, can move towards a more sustainable context in line with global objectives.

Accumin was well represented at the event: **Maarten de Haas**, Global Head of Value & Advisory; **Manuel Hurtado**, Global Head of Intelligence; **Belén Dávila**, Director RICS Value & Advisory Services at Tinsa España by Accumin; **Raquel Gómez**, Head of Valuations & RE Specialist in urbanData Analytics (uDA) by Accumin; and **Pedro Mestre**, Director of PVW Tinsa by Accumin.

The debate revolved around topics such as ESG, sustainability, taxonomy, renovation, urban transformation or the risks involved in raising stakeholder awareness of the importance of socially responsible investment, the decarbonisation of the real estate sector, the integration of sustainability in investments or the concept of climate-resilient cities.


The exchange of ideas and networking led to conclusions such as:
- To achieve carbon neutrality by 2050, it will be necessary to renovate the existing building stock, as 85% of the current buildings will still be standing by that date.
- Brown risk or green premium? Although there is currently no evidence of an immediate fall in the value of non-green assets, there is a growing perception that an asset that does not meet a high standard of energy efficiency has fewer potential buyers than others.
- Reducing consumption, improving energy efficiency, reusing materials and finding more efficient and technological models for developing property products are some of the challenges facing the various players.
- The impact of regulation and legislation, standards and risk management play an important role and are seen as a turning point for the sector.
- Value, data and risk form a triangle that puts Accumin on the right track to contribute to the sustainable development of real estate.


Accumin holds its Strategy Days in Madrid

News 18_1.jpg

More than 40 leaders from across the Group's geographies met in Alcalá de Henares (Madrid, Spain) to celebrate success, share strategy, drive new projects.

It was three intense days of work to have a clear vision of where Accumin is and look at the future with our 3-5 years plan. Accumin’s leaders learned more about the challenges of each of the three global business verticals (Value & Advisory; Intelligence & Software and Risk Management) and all the innovations that are being cooked up in the transversal and disruptive area of Accumin Home.

The Strategy Days sessions challenged leaders from 14 countries to think outside the box and innovate on behalf of customers. They also participated in presentations and workshops to understand themselves as a team and explore the values that underpin the new global corporate identity: Act with Integrity, Lead the Way and Unite as One. 

Accumin as the new global brand to drive better real estate decision-making

17_strategy_days.jpg

**Asertia**, the global real estate group owned by the international private equity firm **Cinven** and known in the real estate sector as **Tinsa Group**, has announced plans to reorganize and more clearly define its diverse range of products and services worldwide.

The group behind market leaders Tinsa and Deyde DataCentric (Spain and Latin America); Persch Consult and on-geo (Germany); and Troostwijk (Netherlands), among others, unites its companies under a new group name: **Accumin**.

As one of the world’s largest and most trusted real estate advisory companies with more than 40 years of experience, Accumin has one clear purpose: to empower people and businesses to grow by making the right real estate decisions and see value clearly. As part of redefining the group, Asertia combines its collective products and services under three core verticals to bring greater clarity on the group’s capabilities: **Value & Advisory**, **Intelligence & Software**, and **Risk Management**. 

In addition to the three verticals, there will also be a new transversal division called **Home**, which will primarily focus on bringing greater clarity and efficiency to help consumers make better real estate decisions as buyers, sellers and owners of real estate. 

“Value is everywhere if you know how to look. In a world that is increasingly uncertain, our aim is to bring precision, clarity and innovation, and build trust with our clients, identifying opportunities and risks that might otherwise go unnoticed. This is an exciting phase of our present and future evolution as a combined group that demonstrates our overall capabilities in independent expertise and innovative intelligence and software solutions. Our purpose is to help our clients, and their customers see value clearly, building upon our reputation as a company that clients can trust to provide them quality and independent, unbiased advice,” said **James Cornell, Chairman & Global Chief Executive Officer of Accumin**. 


“Our strength and our value lie in our integration of independent diverse perspectives from various countries, sectors, and disciplines, which gives us a global vision backed by local expertise, strengthening our ability to cut through complexity, providing value and clarity to our business customers and to the end consumer”

To strengthen the company’s strategic global vision, Accumin has named experts to lead its newly defined structure:
- **Maarten de Hass** has recently joined as the **Global Head of Value & Advisory**. Maarten has significant international real estate experience in multinational companies and brings with him years of working in consulting firms such as MVGM, Cushman, Deloitte and EY.
- **Manuel Hurtado** also recently joined as the **Global Head of Intelligence**. Coming from the strategy and technology consulting firm McKinsey, Manuel has been a key leader in their data and Gen AI area and has more than a decade of international experience in data strategy, digital transformation and analytics.
- **Johan Drost**, current CEO of Troostwijk Group, a subsidiary of Accumin, has been appointed **Global Head of Risk Management**. Here Johan combines his background within banking and insurance to help build on Troostwijk’s vast products and services from risk inspection to Real estate loss assessing and valuation for insurance purposes.  
- **Jose Rivera**, current Group Head of Digital will lead the transversal, and newly created consumer-focused division and become **Global Head of Accumin Home**.

“Our strength and our value lie in our integration of independent diverse perspectives from various countries, sectors, and disciplines, which gives us a global vision backed by local expertise, strengthening our ability to cut through complexity, providing value and clarity to our business customers and to the end consumer,” adds James Cornell. “By amplifying our human perspective with intelligence and software, we give clients greater control and confidence over real estate related decisions, which is what will be key to helping our clients and their customers see value clearly.”

Today’s repositioning of the group under the global brand of **Accumin** is the beginning of a wider unification in how the company presents itself, working together whilst respecting regulation to preserve independence and data protection between its subsidiaries. While the company envisions most of its companies to ultimately rebrand as **Accumin**, most subsidiaries will first pass through a transition period in which they will be endorsed “by Accumin” to respect the powerful reputation that the individual companies have built in their local markets. 

Accumin transforms into an ecosystem of local and global expertise, harnessing the power of the diversity of its talent supported by intelligence and software, true to its name: the combination of knowledge, or acumen, and accuracy or precision, which are central to the value proposition the company offers for clients.

##### About Accumin

Accumin is one of the world’s largest and most trusted independent real estate groups, offering diverse, global expertise in a powerful and innovative portfolio of tech-enabled solutions for real estate and property management backed by decades of experience. 

With innovative and complementary solutions for Value & Advisory, Intelligence & Software, and Risk Management, and an approach based on precision, independence and clarity, Accumin aims to help corporate clients and end consumers navigate uncertainty and make the right decisions.

With more than 1,500 employees in 14 countries across Europe, Latin America and Africa, and deep technical and local knowledge, Accumin has a clear commitment: to cut through complexity and help clients See Value Clearly.

The name Accumin comes from the combination of Acumen (Latin for “Knowledge”) and Accuracy.

Learn more at www.accumin.com