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Zero Consulting by Accumin gets BREEAM certification

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How AI is changing the way real estate is searched, analysed and valued

**Artificial Intelligence is increasingly shaping how real estate market functions.** Its impact goes beyond valuation models or investment analysis and reaches the way people search for property, compare options and understand market dynamics.

Several developments are driving this shift. Natural-language search allows users to express what they are looking for without relying on predefined filters. Recommendation engines adapt results based on user behaviour and preferences. Predictive models help anticipate price movements, demand patterns and potential investment opportunities. Automated analysis of images and data is improving the consistency and transparency of market information.


At **Accumin**, these capabilities are applied with a clear objective: **reducing market opacity and turning complex data into insights that can be acted upon.** Technology alone is not enough. Its value lies in how it is combined with reliable data, sector knowledge and expert oversight.

As AI becomes more embedded in real estate decision-making, markets are moving towards greater transparency and connectivity. Accumin continues to develop solutions that support this transition and help clients understand value with clarity.

Accumin and Spain’s Ministry for the Ecological Transition launch the first national EPC database

Troostwijk celebrates its 95th anniversary with a landmark event in Amsterdam

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Fragmented and inconsistent information on building energy efficiency continues to undermine the reliability of Energy Performance Certificates (EPCs), with direct implications for real estate transactions, public policy design and investment decisions. The impact is particularly significant in Spain, where these challenges have slowed progress in upgrading the residential housing stock.

In response, **Accumin**, in collaboration with the **Ministerio para la Transición Ecológica y el Reto Demográfico (MITERD)**, has developed the **first national database of Energy Performance Certificates**, a unified, validated and pioneering initiative at country level.

This new database delivers:
- **Greater transparency for citizens**, companies and public administrations
- **Consistency and rigour** as a foundation for more effective energy and housing policies
- **Enhanced information** to support the renovation and energy upgrading of Spain’s residential stock

Accumin’s contribution is grounded in its expertise in **data quality and enrichment**, enabling advanced modelling of energy demand, consumption and emissions. This includes tools such as the Improvement Calculator, which allows households to identify opportunities to reduce energy use and emissions, as well as estimate renovation costs.

The vision is clear: a more energy-efficient housing stock not only reduces emissions and energy poverty but also **increases asset value**. Multiple studies confirm the existence of a **green premium**, whereby each improvement in energy rating can translate into higher property values.

Access to housing in Chile is becoming a structural challenge

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Over the past decade, access to housing in **Chile** has become increasingly difficult for a growing share of households. Between 2011 and 2021, house prices rose by **75%**, while average mortgage payments increased by **87%**, widening the gap between income levels and financing capacity.

This pressure is particularly visible in the **Metropolitan Region**, where an average household would need **more than 11 years of total income** to purchase a mid-priced home. In regions such as Ñuble, this figure exceeds **16 years**. At the same time, market activity has weakened. New home sales fell to historic lows in 2024, with around **19,000 units sold**, reflecting the impact of high interest rates and tighter credit conditions.

Although headline prices appear relatively stable, the **price per square metre continues to grow at close to 7% annually**, pointing to an affordability problem that goes beyond the economic cycle and has structural roots.

In response, the government has introduced a **mortgage rate subsidy** for new homes priced up to **4,000 UF**, offering interest rate reductions of up to **0.6%** and, in some cases, state-backed guarantees. With **50,000 subsidies already allocated**, the initiative represents a meaningful step. Its effectiveness, however, will depend on how market conditions evolve, particularly financing costs, land prices and supply constraints.

In this context, clarity becomes a strategic asset. At **Accumin**, we transform data into actionable intelligence, supporting developers, investors and public institutions in understanding market dynamics, anticipating change and making informed decisions.

This analysis forms part of our ongoing **Access to Housing** series, which examines how affordability pressures are reshaping residential markets across Europe and Latin America, connecting global trends with local realities.

Accumin Intelligence awarded double Gold at the Best Performance Awards 2025

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**Accumin Intelligence** has been awarded **two Gold prizes at the Best Performance Awards 2025**, strengthening its position as a benchmark in the application of technology to complex decision-making.

The first award recognises the **Best Technology Applied to Due Diligence**, highlighting Accumin Intelligence’s ability to deliver analytical rigour, efficiency and clarity in asset assessment processes. The second Gold honours the **Best Strategy in NPL Portfolio Management**, reflecting a data-driven approach focused on value creation and risk mitigation.

Because seeing value clearly starts with the right technology.


Accumin Intelligence examines how data strategy is reshaping financial risk at Finance Week 2025

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As part of **Finance Week 2025**, organised by **CMS Europe, Accumin Intelligence** contributed to the discussion on how data strategy is driving the evolution of financial risk models.


**Manuel Hurtado**, Global Head of Intelligence at Accumin Intelligence, took part in the panel _“The influence of data strategy on financial risk design”_, where speakers explored the growing relevance of **non-financial data**, including digital behaviour and ESG variables, in modern credit scoring approaches.

The session highlighted how integrating alternative data sources enables more accurate and forward-looking risk models, better aligned with today’s economic environment.


Access to housing in Mexico: growth, affordability and the role of data

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Access to housing remains one of the most pressing challenges across Latin America, and **Mexico** is no exception. With a population exceeding 126 million and a steadily growing urban footprint, the country’s residential market reflects a clear paradox: while mortgage access and vertical housing supply have expanded, affordability continues to be a major barrier for middle- and low-income households.

A significant share of the population still relies on cash, with around **50% of adults unbanked and 44% of transactions conducted in cash**. Ongoing efforts to reduce cash dependency, often referred to as the “bankification” of Mexico and other Latin American countries, are gradually enabling broader access to mortgage financing.

According to **Accumin**’s analysis of the **INCOIN register, Mexico City** alone hosts **more than 1,000 active residential projects**, of which **99% are vertical developments**. Mid-range and affordable housing segments currently lead the market, supported by long-term financing solutions.

However, rising land costs and **shrinking unit sizes, from an average of 90 m² to around 70 m²**, illustrate how access to housing is being redefined rather than fully resolved.

Looking ahead, balancing compact living, financial inclusion and sustainable urban growth will be essential to making housing truly accessible. In this transition, **data-driven analysis** will play a central role in supporting informed decisions by developers, investors and policymakers.

Sustainability as a driver of real value at the RICS Built Environment European Summit 2025

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Sustainability is no longer optional, it has become the foundation of **real, long-term value** in the built environment.

A few days ago, **Arturo García Cifre**, CEO of **Zero Consulting by Accumin**, took part as a speaker at the **RICS Built Environment European Summit 2025** in Budapest, where he addressed the growing impact of sustainability and ESG policies on **property valuation**.

During his presentation, Arturo highlighted how **data-driven strategies** and **decarbonisation plans** enable investors and asset managers to better identify opportunities, prioritise investments and transform assets into **high-value, sustainable buildings** that benefit both occupants and owners.

His contribution underscored the increasing relevance of **“Sustainable Valuation”**, a forward-looking approach that integrates **financial performance, environmental impact and long-term resilience** into real estate decision-making.

Accumin Intelligence strengthens its presence in Mexico under the #WeAreIntelliger initiative

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**Accumin** has taken part in **EXNI Expo Real Estate**, one of Mexico’s leading real estate events, where it showcased the capabilities of **Accumin Intelligence**, reinforcing its commitment to innovation, data-driven solutions and collaboration under the **#UniteAsOne** approach.


The week was marked by intense collaboration, knowledge exchange and collective learning. The event brought together **Manuel Hurtado Hernández, Luis Aguilera López Jurado, Javier Pérez Vera, Manuel Cacho García de Oteyza, Sanjo Nitschke**, together with the **Tinsa Mexico** team, reflecting the strong sense of unity and cooperation that defines Accumin globally.

Accumin named finalist for the CMS Europe Best Performance Award 2025

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**Accumin** has been selected as a **finalist for the Best Performance Award 2025**, presented by **CMS Europe**. This recognition reinforces our purpose: helping people and businesses make **smarter decisions** through technology and real estate intelligence.

Being shortlisted is more than an achievement, it confirms that we are moving in the **right direction**, leading change with high-value solutions that combine **innovation, talent and commitment**, delivering real impact.

The award ceremony will take place on **28 October** at Madrid’s **Gran Teatro Príncipe Pío**, bringing together the community to celebrate, connect and support a shared cause: **GOOD MAX**, in its fight against childhood cancer.


Accumin launches Accumin Data House, redefining how the true value of real estate is understood

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**Accumin** has launched **Accumin Data House**, a cutting-edge platform designed to redefine how real estate value is analysed and understood through data.

Powered by the latest **Big Data technologies**, Accumin Data House brings together **cadastral, planning, energy, climate, socio-economic and market data layers** within a single, continuously updated platform, delivering a comprehensive and structured view of each individual asset.

The platform turns data into **living intelligence**, enabling large-scale, strategic decision-making. Key features include:
- **Accurate and up-to-date** asset-level information.
- Integrated **risk and sustainability indicators.**
- In-depth analysis of **location, connectivity and socio-demographic profiles.**
- The **largest and most up-to-date real estate comparables database** in the market.
- Insights into **market trends** and demand behaviour.

Accumin Data House has been developed to support investors, financial institutions, developers and asset managers operating in increasingly complex environments, where data quality and analytical clarity are critical.


Accumin strengthens its international presence at Expo Real Munich

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Once again, **Accumin** took part in **Expo Real**, Europe’s leading real estate and investment trade fair, which goes far beyond a traditional industry event to become a platform for exchange, inspiration and the creation of strategic partnerships.

**on-geo by Accumin** was represented by Matthias Knabe, Peter Fischer, Carsten Schnell, Ron Hess, Stefan Münch, Robert Lauckner, Swen Huxhagen and Dr. Dr. Sanjo Nitschke.

The **Persch Consult by Accumin** team included Christian Schuhmann MRICS, Steffen Berger FRICS, Marios Antonios Batsilas FRICS, Marcus Steede, Daniel Risso and Eileen Winterholt.

Representing **Troostwijk by Accumin**, Jordy Kleemans, Niels Bloem and Alwin Driessen RT MRICS RRV were also in attendance.

Together, the teams played a key role in fostering new partnerships and promoting Accumin’s services, leveraging the group’s global approach and reach and collective expertise within the international real estate and investment ecosystem.


Taxo by Accumin recognised by Enel Chile for its commitment and employee engagement

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At **Accumin**, we are proud to share that **Taxo by Accumin** has been recognised by **Enel Chile** among more than **200 companies**, as part of its annual **Work Climate and Employee Engagement assessment.**

This recognition highlights the team’s strong commitment, continuous improvement and the value delivered through its collaboration with Enel Chile, built on engagement and operational excellence.


The award ceremony was held at the **MUT Auditorium in Santiago**, and Accumin was represented by **Erica Alarcón Vera**, Supervisor at Taxo by Accumin; **Francisco Ulloa**, Talent Leader at **Tinsa Chile by Accumin**; and **Felipe García Bunster**, Head of South Latam at Accumin.

This achievement is the result of the collective effort of the entire team and further motivates us to continue strengthening partnerships with our clients, creating value and trust every day.

We would like to thank Enel Chile for this recognition.


Accumin shares insights on AI and the future of HR at New HR Summit 2025

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**Teresa Coelho**, Global Chief People & Sustainability Officer at **Accumin**, took part yesterday in the **New HR Summit 2025**, the most influential human resources conference of the year that was held in Turkey.

Organised by **Crenvo IK** and **Webrazzi**, the summit brought together local and international experts to share insights through a series of high-impact talks and discussions, shaping the future of human resources.

During the session, Teresa Coelho joined **Serkan Deveci** and **Stefano Pichiecchio** to explore the **HR AI journey**, analysing how artificial intelligence is transforming human resources, from talent acquisition and employee experience to organisational strategy.

The conversation highlighted the growing role of AI as a strategic enabler, driving innovation and redefining how organisations attract, develop and engage talent.


A new milestone in Accumin’s journey: growing together as one team

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A new milestone in Accumin’s journey: growing together as one

A new milestone marks the evolution of **Accumin**: one that reflects the strength of working as a truly integrated group.

Over time, we have proven the value of **connecting services, creating synergies across countries and delivering greater impact for our clients.** This collective approach has enabled Accumin to grow with consistency, purpose and a shared vision.


Above all, this anniversary is a celebration of the **people driving our transformation every day: **more than **1,500 professionals**, present in **14 markets across 3 continents**, bringing together **over 40 years of shared experience**, talent and diversity in pursuit of a common goal.

What truly sets Accumin apart is its people, an international network built on trust, collaboration and the ability to connect opportunities and multiply results.

This milestone is not an endpoint, but a beginning.
And the best is yet to come, **together**.

on-geo unveils a refreshed visual identity: new look, same trusted strength

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Sometimes, a refreshed look is all it takes to give proven strengths a new shine. **on-geo by Accumin** has unveiled its **new visual identity**, following an in-depth creative process guided by a clear vision.

While the look has evolved, the core remains unchanged. The new design is **more modern, clearer and closely aligned** with what on-geo stands for: **reliability, quality and innovation.**

Explore on-geo’s new look at **[www.on-geo.de](https://www.on-geo.de)**.


Accumin shares strategic insights on Latin America’s real estate market at The District Show

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Latin America’s real estate market offers significant opportunities, while also presenting unique complexities that global capital must understand and navigate. These themes were at the core of the panel **“LATAM Real Estate Institutional Capital Meets Local Complexity”**, held as part of **The District Show**, featuring **Jesús Ramón Orozco de la Fuente**, Head of North Latam at **Accumin** and Managing Director of **Tinsa Mexico by Accumin**.

In a dynamic Q&A format, Jesús Ramón Orozco built on a conversation he had previously initiated at Legacy Bridge in Mexico, highlighting the structural links between LATAM and EMEA through investment vehicles such as **SOCIMIs** in Spain, **REITs** in the United States and **FIBRAs** in Mexico.

His contribution provided a forward-looking perspective on:
- The outlook for **industrial, hospitality and residential** markets across Latin America.
- The evolution of **FIBRAs** within Mexico’s current political and social context.
- What investors can expect from the region’s real estate landscape in **2026**.

This exchange reflected what sets Accumin apart: the ability to combine **deep local expertise with a global perspective**, enabling the industry to better anticipate risks and capture emerging opportunities.

As a **sponsor of The District Show**, Accumin remains committed to bringing these strategic discussions to the forefront of the global real estate agenda.

Newsroom

Accumin Condition Survey: Buy with criteria

The IESE Real Estate Industry Meeting highlights RE market's diversification

Zero Consulting by Accumin gets BREEAM certification

@Accumin2025